If you’re in the market for the best AI mobile phones under Rs. 20,000, there are plenty of options. Depending on whether you want camera-related AI features or ones that help in processing text, you can choose an option from our curated list of five best AI mobile phones. So, without any further ado, let’s dive right into it.
6. OPPO K13
- Price: Rs. 17,999
- Availability: Flipkart and OPPO Store
The OPPO K13 (review) might just be the most AI-packed phone in its segment. On the photo editing side, you’ve got AI Eraser 2.0, AI Unblur, AI Clarity Enhance, and AI Reflection Remover. For productivity, it’s just as loaded. You get AI Summary, AI Speak, AI Writer, and AI Notes, plus OPPO Documents, where you can even translate files.
There’s also the Smart Sidebar, which includes AI Screen Translate for quick translations. It supports Google Gemini and Circle to Search as well, so you’re fully covered on the generative AI front. The OPPO K13 runs on ColorOS, and it gets 2 years of major Android updates and 3 years of security patches.
Spec-wise, it features a 6.7-inch FHD+ AMOLED display with a 120 Hz refresh rate, and is powered by the Snapdragon 6 Gen 4 chipset. You get up to 8 GB of LPDDR4X RAM and up to 256 GB of UFS 3.1 storage. It’s backed by a 7000 mAh battery with 80W fast charging support. As for pricing: ₹17,999 for the 8 GB + 128 GB variant and ₹19,999 for the 8 GB + 256 GB variant.
5. POCO M7 Pro 5G
- Price: Rs. 13,999
- Availability: Flipkart and Amazon
Released in December 2024, the Poco M7 Pro 5G includes a bunch of AI-based features for improving its camera performance. First, the AI Selfie Zoom feature adjusts the selfie camera’s zoom level (decreasing it to 0.8x) to accommodate more people.
Then, there is AI Night Mode and AI Sky Replacement, which optimize the pictures taken in low-light conditions and enhance the sky’s appearance. Last but not least, the phone features an AI Eraser that removes unwanted objects from an image’s background.
Key specifications of the POCO M7 Pro (review) include a 6.67-inch 120Hz display, Dimensity 7025 Ultra chipset, 6GB of RAM, 128GB of storage, a 5,110 mAh battery, and a 50MP primary camera. Out of the box, the smartphone ships with Android 14, with a promise to get two years of software and three years of security updates.
Also Read: Top Smartphones with 10-Bit Displays in 2025
4. OnePlus Nord CE4 Lite 5G
- Price: Rs. 17,440
- Availability: Flipkart, Amazon, Croma
Released in July 2024, the OnePlus Nord CE4 Lite 5G is another affordable smartphone with multiple AI features. For instance, the AI Speak feature reads out the text on a page for you. The AI Summary feature lets you create a summary of an article, while the AI Writer helps generate text for emails, social media posts, group messages, etc.
The official landing page for the smartphone also mentions the AI Smart Cutout feature, which helps separate subjects from the background in photos. The phone also has an AI Battery Health Engine, which learns from your charging habits and helps extend the battery’s lifespan. The phone also provides access to Gemini AI Assistant.
Some key specifications of the OnePlus Nord CE 4 Lite 5G (review) include a 6.67-inch 120Hz AMOLED screen, Snapdragon 695 SoC, 8GB of RAM, 128GB of storage, a 50MP primary camera, and a 5,500 mAh battery that supports 80W fast charging. Out of the box, the phone runs on Android 14 and will receive two major Android updates.
Also Read: 10 Alternative Apps Like Jio TV for Streaming Live TV in India
3. Redmi Note 14 5G
- Price: Rs. 17,295
- Availability: Flipkart, Croma, Amazon
While the Nord CE 4 Lite’s AI features are related to text processing, the Redmi Note 14 5G sports photography-related AI abilities. You can use AI Erase to remove an unwanted object from your picture or choose AI Magic Sky to change the appearance of the sky in your pictures.
There’s also an AI Album feature, which can organize your photographs into relevant categories and make video memories for you. You can also access Google’s Gemini AI assistant for brainstorming ideas, understanding certain concepts, or learning about a topic without searching on Google for it.
The Redmi Note 14 5G includes a 6.67-inch AMOLED screen with 120Hz refresh rate, the Dimensity 7025 Ultra processor, 6GB of RAM, 128GB of storage, a 50MP primary camera, and 5,110 mAh of battery that supports 45W wired charging. Out of the box, the phone runs on Android 14, while the manufacturer promises to provide two major operating system upgrades.
Also Read: 5 Apple Products Expected to Launch Next Month
2. realme P2 Pro 5G
- Price: Rs. 19,399
- Availability: Flipkart, Amazon
The realme P2 Pro 5G is yet another smartphone that offers features like AI Smart Removal for removing distractions from an image and AI Ultra Clarity for improving the sharpness of blurry pictures. The phone also offers AI Smart Loop and AI Eye Protection, which suggest options for sharing content and optimizing the screen for lesser strain on the eyes, respectively.
Key specifications of the realme P2 Pro (review) include a 6.7-inch OLED 120Hz screen, Snapdragon 7s Gen 2 SoC, 8GB of RAM, 128GB of storage, a 50MP primary camera, and a 5,200 mAh battery that supports 80W fast charging. Though the phone ships with Android 14, realme has promised to provide two years of operating system upgrades.
Also Read: Best 5G Smartphones Under 20k in February 2025
1. OPPO F27 5G
- Price: Rs. 20,999 (available under Rs. 20,000 with bank offers)
- Availability: Amazon, Flipkart, Croma
If you have a budget of Rs. 20,000 and want to get the best AI phone out there, the Oppo F27 seems the best option. It provides a combination of text and image processing features, bringing it closer to the flagships. To begin with, the phone comes with an AI Toolbox, which consists of AI-enabled writing, speaking, and summarization tools.
The smartphone can also summarize audio recordings into key points; a feature professionals could benefit from. Then there are the AI-based photo editing features like AI Eraser 2.0, AI Portrait Retouching, and the Oppo AI Studio, which lets you create stylized portraits from a photograph.
Other features include AI Smart Image Matting 2.0 and AI LinkBoost (for improving cellular connection). Among the key specifications of the Oppo F27 are a 6.67-inch AMOLED 120Hz screen, Dimensity 6300 SOC, 8GB of RAM, 128GB of storage, a 50MP primary camera, and a 5,000 mAh battery that supports 45W fast charging.
Like other models, the phone ships with Android 14 and should get two years of operating system upgrades.
You can follow Smartprix on Twitter, Facebook, Instagram, and Google News. Visit smartprix.com for the latest tech and auto news, reviews, and guides.
Why not Samsung phoneea